Privacy Policy

We collect information you provide directly to us, such as when you create an account, add transactions, or contact us for support.

Account Information:
- Full name and email address
- Password (encrypted and securely stored via Supabase)
- Preferred currency and language settings

Financial Data:
- Income and expense transactions you manually enter
- Budget categories and amounts
- Financial goals and savings targets

Usage Information:
- App usage patterns and feature interactions
- Device information and operating system
- Crash reports and performance data

We use the information we collect to:

- Provide and maintain the Budgy expense tracking service
- Process your financial transactions and budget calculations
- Personalize your experience with currency and language preferences
- Generate financial insights and spending analytics
- Send you important account and service notifications
- Provide customer support and respond to your inquiries
- Improve our app's features and performance
- Ensure the security of your account and data

We take the security of your personal and financial data seriously:

- Secure Storage: All data is stored securely using Supabase infrastructure with enterprise-grade security measures
- Encryption: Passwords are encrypted and we never store them in plain text
- Access Controls: Strict access controls limit who can view your data
- Regular Updates: We regularly update our security measures and conduct security audits

While we implement industry-standard security measures, no system is 100% secure. We continuously work to improve our security practices.

We do not sell, rent, or share your personal information with third parties for marketing purposes. We may share information in the following limited circumstances:

- Service Providers: With trusted third-party services that help us operate the app (like Supabase for data storage)
- Legal Requirements: When required by law or to protect our rights and safety
- Business Transfers: In the event of a merger or acquisition (users will be notified)

We never share your specific financial transaction data with advertisers or marketing companies.

You have the following rights regarding your data:

- Access: Request a copy of your personal data
- Correction: Update or correct inaccurate information
- Deletion: Request deletion of your account and associated data
- Portability: Export your transaction data in a standard format
- Withdrawal: Opt out of non-essential communications

To exercise these rights, please contact us at puuwto@gmail.com

We retain your information for as long as your account is active or as needed to provide services. When you delete your account:

- Personal information is deleted within 30 days
- Transaction data is permanently removed from our systems
- Some information may be retained for legal compliance or fraud prevention

You can request immediate data deletion by contacting our support team.

We may update this privacy policy from time to time. We will notify you of any material changes by:

- Posting the updated policy in the app
- Sending an email notification to your registered email address
- Displaying a notice when you next open the app

Continued use of Budgy after changes indicates acceptance of the updated policy.

If you have questions about this privacy policy or how we handle your data, please contact us:

- Email: puuwto@gmail.com
- Subject: Budgy Privacy Inquiry

We typically respond to privacy inquiries within 48 hours during business days.